Lewis & Ellis, Inc.                    

Office Locations

Kansas City 11225 College Boulevard Suite 320 Overland Park, KS 66210-2798 Telephone: (913) 491-3388 Fax: (913) 642-9777 Contact: Gary L. Rose, President Dallas 2929 N. Central Expressway, Suite 200 Richardson, TX  75080 P.O. Box 851857 Richardson, TX  75085-1857 Telephone: (972) 850-0850 Fax: (972) 850-0851 Contact: Glenn A. Tobleman,  Executive Vice President London 40 Grosvenor Place London SW1X  7AW                                             United Kingdom                                                US Dial: 011 44 20 3180-5842 Int'l Dial: +44 (0)20 3180-5842 Contact: Roger K. Annin, Senior Vice President Website:  www:LewisEllis.com Corporate Overview                      Founded in 1968, Lewis & Ellis, Inc. Actuaries and Consultants, celebrates its 35th year of providing independent actuarial, management and software consulting services.  Our offices in Kansas City and Dallas work extensively with companies and individuals throughout the nation.  Quality people who possess insight and technical expertise have built our success.  The principals of L&E are all either qualified actuaries or insurance professionals with many years of insurance company and consulting experience. Mission                                                  We strive to provide innovative but simple answers to complex issues.  We utilize our technical training and specialized knowledge to identify a company's needs and analyze immediate or potential problems.  Using imagination and extensive resources, we develop creative and workable solutions.  Communication with clients is key, providing a basis for effective decision-making. Expertise                                              The Insurance Services Division of L&E serves clients from coast-to-coast in all facets of life, health and property and casualty insurance operations and regulatory compliance.  We provide expert support to nearly every department found in an insurance company. The Software Division develops PC-based software to generate illustrations for new and in-force insurance products.  This illustration software is written to present an insurer's products to policyowners and prospective buyers in a clear and professional fashion.  Our software illustration programs are being used by thousands of insurance agents to assist them in selling and servicing their business.  They are fully compliant with insurance laws and regulations.

Consulting Services                     L&E provides consulting services for:  �Life, health, and casualty actuarial needs �Merger, acquisition and formation consulting �Financial reporting �Company or product analysis and valuation �Product development �Value of company, product line, or business �Health, welfare, and other group benefits �Long-term care �Retiree medical and life benefits �State policy form filing �Regulatory compliance issues �Development of innovative software packages and problem solutions �Expert testimony and consultation with lawyers and other legal authorities �Examination support for regulators and governing agencies �Illustration software including:     - Insurance Desk, a customized Windows-based system     - In-Force Illustrations for interest sensitive life products     - elnsDesk, a web-based system �Actuarial software including    - LEAPPS�, a comprehensive actuarial pricing      and projection system     - LE*XTRAS�, a reserve and cash value factor        generator Our clients include insurance companies, health care providers, governmental entities, attorneys, marketing organizations and investment bankers.  Our client base is international in scope. Our Future Plans                               We will continue to serve our clients with strict adherence to ethical and professional standards while maintaining the client's interests and needs in highest priority.  We will always stay on the leading edge of technology and product knowledge as needed to advise and serve our clients.  We will seek professional staff at the top of their profession with people skills to effectively communicate with our clients.  We will assure that our consultants maintain continuing education to stay current with emerging issues.

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