MMC&P Spectrum Benefit Options, Inc.’s (MMC&P) vision is to provide clients and their employees with World Class Employee Benefits which maximize the value of employee benefit dollars. We will fulfill our vision by reducing costs, increasing choices, improving opportunities for family security, choosing strong financial partners, and simplifying administration.

MMC&P provides advice/service for medical plans, group life, paid time off, and employee paid benefits.

Specific services include:

• Written Strategy - assist clients in developing written strategic plans.
• Program Analysis - identify potential gaps and costly overlaps.
• Employee Surveys - what do employees value most and what needs are not being met.
• Due Diligence - ensures vendors meet agreed upon financial standards.
• Competitive Pricing
• Telephone VRU & Internet Enrollment - flexible benefit plan and voluntary benefit choices
• Administration Solutions - data maintenance, eligibility, and consolidated billing
• Compliance Assistance - Section 125, discrimination analysis
• Medical/Dental Plan Financial Analysis - renewal/year end review; interim budget forecasting.
• Insurance Carrier Negotiations - medical, dental, disability
• Insurance Contract - review, analysis, and recommendation

MMC&P serves the needs of a diverse group of clients, including health care providers, transportation, manufacturers, high-tech firms, healthcare purchasing alliances, governmental units, professional service firms, distributors, retailers, financial institutions, and multi-employer plans.

Office Locations

Headquarters Pittsburgh One Gateway Center Suite 1100 Pittsburgh, PA 15222-1416 Telephone: (412) 394-9330 Fax: (412) 394-9324 Contacts: Jere L. Cowden, CEBS, CMC, President and CEO Merle W. McGee, Vice President, CEBS

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